Research Professor and Director
Surveys of Consumers
University of Michigan
|Richard Curtin is a Research Professor and the Director of the University of Michigan’s Surveys of Consumers. Professor Curtin’s monthly report on consumer confidence is one of the most closely followed economic indicators, with findings from his research extensively reported in the international media. His research is widely used by businesses and financial institutions, by federal agencies responsible for monetary and fiscal policies, as well as by academic researchers. Data from the University of Michigan’s Surveys of Consumers are an official component of the Index of Leading Economic Indicators.
Through frequent presentations and published articles, Professor Curtin has reported on his research in behavioral economics, including the theory and measurement of expectations, consumer saving and spending behavior, household income and wealth, reactions to change economic opportunities, public policy preferences, and entrepreneurship.
The success of this research has prompted more than five dozen other countries to implement surveys of consumer confidence patterned after the University of Michigan’s. During the past several years, Professor Curtin has consulted with scholars and government officials in several countries, helping to establish consumer surveys in China, Hungary, Jamaica, Indonesia, Russia, and Trinidad, among other countries.
He is a member of the American Economic Association, the National Association for Business Economics, the Association of Consumer Research, the International Association for Research in Economic Psychology, and a member of the Center for International Research on Economic Tendency Surveys. He is an Associate Editor of the Journal of Business Cycle Measurement and Analysis. Dr. Curtin received his Ph.D. in economics from the University of Michigan in 1975.
|Robert A. Dye
Senior Vice President and
|Robert A. Dye is Senior Vice President and Chief Economist at Comerica Bank. He leads the Comerica Economics Department, which provides research and analysis vital to Comerica and its customers, as well as business leaders and policy makers throughout the country.
Dye provides commentary and research on the U.S. economy and the economies of Texas, Arizona, California, Florida and Michigan – Comerica’s primary markets. He publishes a monthly U.S. economic update and quarterly regional economic updates targeting 10 key metropolitan statistical areas within Comerica’s footprint. His other regular publications include state-level economic indexes, Comerica’s Auto Affordability Index, daily economic alerts and the Comerica Economic Weekly. He joined Comerica in July 2011.
Previously, Dye served as Senior Vice President and Senior Economist for PNC Financial Services Group. Prior to that, he served as Vice President and Economist at Realpoint, and as Senior Economist for Moody’s Economy.com and Wharton Econometrics.
Dye is on the board of directors of the National Association of Business Economics and is a member of the Economic Advisory Committee of the American Bankers Association. He is past president of the Economic Club of Pittsburgh. A graduate of Marietta College, Dye earned a BS degree in Petroleum Engineering. He holds a master’s degree in Natural Resources from Ball State University and a doctorate in Energy Management and Policy from University of Pennsylvania.
Dye is frequently quoted in national, regional and local media. You can follow him on Twitter @Comerica_Econ.
|Frank K. Norton, Jr.
|Georgia native, Frank K. Norton, Jr. joined his family’s business, The Norton Agency, in 1986 as manager of both Commercial and Residential Real Estate Divisions. He was promoted to President of the holding company in 1997 becoming CEO Chairman in 2007 and today manages a network of 52 associated real estate, investment and financial services businesses with an annual volume exceeding $500 million.
Well recognized for his excellent marketing skills and keen business intuition, Frank has presented, for the past 25 years, an economic forecast outlining growth and business trends for Georgia and the Southeastern United States region. The report, based on a wealth of data collected by Norton’s Native Intelligence Division, is a resource that guides many area companies and organizations in making their business decisions. He is a noted and colorful speaker on economic, demographic and real estate trends, giving 25 + talks annually.
His clients include The Atlanta Falcons, 3 School Systems, Northeast Georgia Medical Center and The Longstreet Clinic.
Frank is also partner in Southern Capital Funds, a private group of closed end real estate funds geared toward long-term and opportunistic investments throughout Georgia.
In 2007 he recast his family’s brokerage company to zero in on the troubled distressed asset market segment. Today NortonREO.com manages and markets currently a portfolio of residential and commercial stressed assets over $300 million, 49 banks and institutions, including the FDIC, Fannie Mae and Freddie Mac. Since 2007 the REO team has been involved in $700 million in asset product sales.
Professionally, Frank holds Broker’s licenses in the states of Georgia, Tennessee, Alabama, South Carolina and North Carolina. He is a member of the National Association of Realtors and the Council of Commercial Investment Managers.
Besides his obvious commitment to the business of Real Estate, Frank is also involved with a number of community organizations. He is an assistant Scout Master to Boy Scout Troop 16, acting as the Eagle Scout Advisor, having achieved the Eagle Scout level at the age of 13 and the designation of Boy Scout of the Year for the State of Georgia at 15. He regularly donates his “birds”, whimsical drawings he has hanging in 12 Southeastern galleries, to charitable groups for their fundraising.
He graduated from Georgia Tech with a Bachelor of Science in Building Construction, College of Architecture and became, at 25, the youngest manager in the history of Coldwell Banker Richard Ellis Commercial Real Estate. Frank and his wife of 30 years, Nancy, have two daughters Teddie, and Emilie and a son, Tripp.